Funding growth
& ownership
European specialist in SME growth credit
How can we help?
Our USPs
Why Caple?
Caple will provide you with long term growth credit that fits your needs, and on fair terms and conditions. Credit is based on an in-depth funding proposal prepared by your Financial Advisor, our Partner. This includes an analysis of your business, your strategy and your expected cash flows. It is assessed with the expertise and the experience of Caple. No security or personal guarantees are needed and we offer terms between five to eight years. Caple charges a processing fee upfront and no further charges. You also pay a fixed interest rate and separately the costs charged by your Financial Advisor.
Secured
An appropriate security package is structured which may include some personal guaranteesFairly Priced
Pricing is fair and transparent with no hidden chargesLong and short term
Loan terms ranging from either one or five to eight years
About us
Funding for established SME's to support long-term growth
Caple is the European specialist in SME growth credit. We interact with our SME clients through a network of independent and experienced professional advisors; our Partners. We support them with our technology and expertise in SME credit and provide the link to institutional distribution capability.
Why are covenants used?
How long does it take to complete the funding process?
Can I submit information when the Caple Technology Platform is out of order?
Who is my most important point of contact during the loan process?
Ambitious growth plans. How do you finance that?
What are the conditions precedent for a loan?
Who is my point of contact after the drawdown of the loan?
Will I have a personal meeting with Caple?
Selling a business to existing management. How does that work?
What is a UBO?
What KYC information do I have to provide?
How long can I borrow for?
Is the interest rate fixed for the entire duration of the loan?
Will I be charged with an additional fee when I repay the loan early?
What is a Facility Letter?
Why do I need to complete a questionnaire about my business and ESG planning?
What is a drawdown notice?
Who is Caple?
My company is loss making, can I apply for a loan?
Can I apply for a loan without using a Caple Partner?
What information will I need to provide once I have received the loan?
What sort of businesses can borrow money?
Selling the business to a third party with vendor finance. Is that possible?
What is an unsecured loan?
How much can I borrow?
Do you offer interest only periods or bullet repayments?
Will direct debits be drawn from my account?
How are interest rates determined?
I do not have any other debt, can I still obtain a loan?