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How we work

01

ADDITIONAL GROWTH CREDIT

THE FIRST STEP IS WITH YOUR FINANCIAL ADVISOR

As an SME entrepreneur you are looking for additional growth credit. Your bank is unable to fully provide this. Caple will provide the additional part. To start the credit process you need to contact your Financial Advisor. They are a Caple partner. This will start the process of accessing suitable growth credit.

02

FINANCIAL RATING

A FIRST INDICATION

After your Financial Advisor has joined the Caple partner network they have access to our online platform. With practical guidance you and your advisor will be able to generate a financial rating. This rating provides an indication whether long-term growth credit is a suitable solution for your business.

03

FUNDING PROPOSAL

A REALISTIC BASIS FOR FINANCING

Following a positive financial rating, the Caple platform supports you and your Financial Advisor in building a comprehensive funding plan. This plan subsequently results in a solid and realistic funding proposal.

04

ANALYSIS AND ASSESSMENT

CAN CREDIT BE PROVIDED?

Based on the financial data, management information and a three year financial forecast, Caple and BNP Paribas Asset Management will assess whether a growth loan is appropriate, how it fits within your financial forecasts and on what terms and conditions it will be provided.

05

DOCUMENTATION AND SIGNING

FORMAL OFFER

After analysis and a positive assessment you will receive a formal offer letter and loan documentation with the proposed terms and conditions. Following your acceptance the conditions precedent will be finalised, assisted by your Financial Advisor.

06

TRANSFER OF PRINCIPAL

YOUR CREDIT MAY BE DRAWN DOWN

Within four weeks of acceptance the principal amount is transferred on a draw down notice. This is the last step of a thorough and relatively short process.