Caple addresses gaps in the funding landscape where traditional lenders are unable to provide sufficient credit in the right format. We provide 3-8 year senior unsecured business loans.
Our proprietary technology ensures an efficient assessment process. Once an application has been submitted we aim to complete the loan within two to three weeks. Loan documentation is clear and simple
Caple does not charge any arrangement or other fees but is remunerated by its investors. Borrowers only pay interest and capital repayment, meaning pricing is fair, simple and transparent.
A detailed strategic plan supported by forecasts is created by your accountant or advisor within your existing service arrangement. To find out if your accountant or advisor is a Caple Partner, please get in touch.
Auction processes create uncertainty for the borrower. We therefore provide credit directly on behalf of committed institutional funding.
Caple’s experienced credit officers work with your accountant or adviser in providing the loan. We will always meet you and your management to fully understand your business.
We deploy capital committed by large financial institutions such as pension funds and insurance companies. To find out more about our funding please get in touch.
In consultation with your accountant or adviser a funding proposal is created. This incorporates a strategic plan for your company and includes financial forecasts. This is the basis for the loan application and provides accurate additional insight into your business.
The funding proposal is thoroughly assessed by our Credit Officers. This always includes meeting(s) with management, your accountant or adviser and other stakeholders such as the bank. The main purpose of the assessment is to get a good understanding of your business and its prospects so that a solid and mutually satisfactory loan structure is put in place.
During the life of the loan we need quarterly actuals in a standard format and financial statements once a year. This reporting is guided by your accountant or adviser and is supported by our online platform which interfaces with your administration software packages.
To hear more about how we can help, or to find out whether your accountant or financial advisor is already part of the Caple Network please get in touch.